The official guide on how members of the United States Senate should behave was written by Thomas Jefferson in his “The Manual of Parliamentary Practice” which unfortunately was not followed to the letter. A state of confusion about parliamentary rules continued until Major Henry Robert came up with his Roberts Rules of Order.

How The Rules Originated

The initial rules laid down by Major Robert were followed practices followed at the United States House of Representatives, but Major Robert brought in additional modifications that would prove to be useful to common American citizens as well. Even today, nearly 145 years after it was initially written, the Robert’s Rules of Order is the last authority on parliamentary proceedings in the United States. The basic concept of Robert’s Rules gave group meetings a sense of cohesion and order which was shown to avoid chaos. It followed the principle that to make a vital and important decision, one of the first rules is maintaining order within the meeting. It gives all participants a chance to air their views in a civilized manner without any member’s opinions being ignored.

Order From Chaos And Confusion

Any meeting that follows these rules has to begin with a general call to order, following which a roll call is instituted; a Roberts Rule of Order, which is still followed today in millions of meeting daily. The next sequence of the rules is that office bearers in the committee then read out a full report of the activities that have taken place up to the day of the meeting. Subsequent to that, there is a reading of the agenda of the meeting, before the matter is discussed in full by all participating members. Various points of orders could be raised and after all the points in the aforementioned agenda is discussed. Any business that was not concluded or any matter that is in need to be discussed in the next meeting is put forward, after which the meeting is closed.

Present Day Relevance

Since its introduction in 1867, companies and organizations all around the world have endorsed Robert’s Rules as one of the most powerful tools in making meetings effective. The eleventh edition of the book has experienced some minor alterations, but the original concepts have not been changed in any way. Following Robert’s Rules has been shown to bring order in meetings which have degenerated into confusion and chaos. This confusion, which has followed by non-adherence of the principles of Robert’s Rules, has been experienced in many a board meeting or other general meetings. However, following the rules in general has saved time; implementation of good and useful ideas and suggestions taken on board, for the general well-being of the company.

Do you stress about paying off the online cash advance or about what caused the financial problems in the first place? A short-term loan is not set up to fix long-term financial problems, but rather a quick fix to an emergency cost.

I would think that the only people stressing about a cash advance are the ones who have taken one out and now cannot pay it back. Since each financial situation is different, it is hard to make that call as an outsider. Money management takes some knowhow and common sense. If a person does not have enough income to make their ends meet then it would be tough to pay off a cash advance in one payment. A short-term cash advance then evolved into a long-term high interest problem.

Other causes started the cash flow problem before a cash advance came into the picture.

*Medical expenses

*Loss of employment

*Hours cut back

*Divorce/Death

*Injury

*Poor money management

*Living beyond means

*These are some of the leading reasons given for debt problems. A cash advance rarely starts the financial problem. Each one of these listed reasons begin the stress which slowly builds over time and creates desperate situations for emergency finances.

Credit counseling is a great way to help someone get a handle back onto their budget. If the problems are severe enough there are many financial opportunities to explore with the counselor. Before a decision is made, the counselor will want to rework the budget and see how much can be improved upon in the expense area.

Once the credit counselor had stripped your budget down to bare taxes, the process to rebuild it will begin. Take an honest look at your income and what you can do to improve it. How much more money would it take to not have to live paycheck to paycheck or to pay off a few bills in order to make the monthly finances more streamlines.

Once you work on the income side of the problem, dig into the cutting back. Many monthly costs are not necessary living expenses, but rather luxuries. What would we do without our movie channels, endless magazine subscriptions, take-out dinners or fancy coffees? You will live just fine with a few minor adjustments. It i more the state of mind than going without some perks which at the present moment you cannot afford. Of course, there are those who have nothing left to cut back on, but in their case, there should be other solutions used rather than a cash advance offer which seems so comforting at the moment. Stressful times may block some of the common sense rationalism behind making financial decisions.

All income levels carry financial stresses as personal money matters are relative to the situation. If you find that your stress is primarily caused from money troubles, dig deeper to the cause. Taking care of the surface problem is not going to stop whatever problem created it. Solve those problems as soon as possible so your money stresses do not affect your long-term health.

With Christmas just round the corner, what better present can there be to give your pet doggie than one of those cute little dog pajamas? Considering the variety of other sorts of dog garments, for instance tutu, tank top and jacket, why did I recommend a nightwear for your furry friend? Without a doubt those are very cute looking dog clothing however, your pet is the coldest at night so there is nothing greater than a pajama to keep it warm.

Even if you are living in a country where there is no winter, your four-legged friend is inactive when it is snoozing, therefore its body temperature will decrease. That might cause it to rouse quite often in an attempt to find a warm and cozy place to nap. With a dog pajama, your pet dog will stay warm and comfortable, so it will be able to have enough sleep the whole night.

Some people think that PJs can be uninteresting looking, is it true?

Not at all! When you visit your neighborhood pet store, you will be astonish to discover that there are a lot of exciting styles as well as vibrant designs to pick from. Even the fabrics which are used can be found in a wide array, depending on your pet’s preferences. In fact, you can even decide on a couple of designs and let your doggie wear a unique one every evening!

Pointers that will help you pick the right nightwear for your doggie:

1. Fabric utilized

As mentioned earlier, these doggie PJs can be made from different materials but you would want to go with something which is comfortable for your dog. Cotton, soft flannel or fleecy fabric are excellent choices since they are delicate so they are not going to damage your dog?s skin, particularly if it has skin allergy. Furthermore, such fabrics will keep your four-legged friend cozy at night but not too warm that it gets annoyed.

2. Design and color

Generally, you would want to purchase a dog pajama which is vibrant in color with a lot of fun styles. This will not only make your furry companion look more attractive but will also ensure that your pet can be seen from miles away, especially when you opt to take it outside for walks at night or let it roam around in the neighborhood.

An additional suggestion is to choose something which matches the coat color of your dog, just like the way you might go with clothing to match your own hair color. To make it more enjoyable, you may even want to get a matching nightwear for your own use or obtain the exact same sets for both of your dogs, if you have several!

3. Dimensions

How can you ensure that the doggy nightwears that you have purchased for your pet or pets are suitable? When doing your shopping, you ought to make sure that the PJ fits your canine friend perfectly. Something that is just too big or too small may cause discomfort for your canine companion.

One piece of advice would be to take measurements of your furry friend before you head out to buy the pajamas. You should take the lengths from its head to tail as well as of the widths between the shoulders. This way you will know the size to obtain for your pet. There ought to be size charts at the neighborhood pet shop or online shop that you are shopping at to assist you to make your decision.

Then again, you may want to consider taking your pet doggie along when you are out shopping for your pet’s nightwears at your local pet store. This way, you may even try out the pajamas for your furry friend and you can then determine which are the best suited ones to purchase.

It only happens once a year, but each year it seems to come around faster and faster – you know what I am talking about – Christmas. Yes, the festive season is almost upon us again and our thoughts turn to putting up trees, attending Christmas parties, and having a break over summer, however it’s the gift buying that tends to bring out the bah humbug in us, and often it’s because we really are unsure about what to buy – whether it be clients, friends or family. We are usually busy, feeling a bit stressed, and looking for a simple solution that still shows the recipient that we care, which is why a gift basket is a great idea as a Christmas present.

Convenience

Sending a gift basket is one of the most convenient gifts you can send. Most gift basket suppliers have an online purchasing system, so you can simply choose which gift you want, enter your details and that of the recipient, and then rest assured that the gift will be delivered without any further worry. It’s a great set and forget option if you have a very busy festive season.

Personalisation

Just because you can easily order a basket online doesn’t mean that the company can’t personalise the gift for you, particularly if your recipient has specific dietary or health requirements, or perhaps requires a ‘back story’ prior to delivery. You may want a particular item included that will have significant meaning to the recipient, perhaps you would like to use their favourite colour for the ribbon, or perhaps want to include your own hand written card. You’ll find the gift basket company is more than happy to accommodate these special request to ensure both you and the receiver are delighted with their basket.

Corporate

Choosing what to purchase for your clients can be tricky, often you are dealing with them over the phone or via email and generally you don’t enter into a lot of personal discussion, therefore choosing an office friendly gift that can be shared between a few or many works really well. They may choose to separate out the items, or use them for an ‘at work’ event such as afternoon tea, or Friday drinks.

Budget Friendly

You’ll find baskets come in a large range of sizes, themes, and prices, making it possible to find a basket that not only suits the recipient but also matches your budgetary requirements too.